NY Insurance Hub

One option available to small businesses seeking an all-encompassing policy that packages property and liability coverage into one is the business owner’s policy, also known as the BOP. These policies are designed to simplify risk management for small to mid-sized businesses and are generally a good bet for providing the greatest amount of coverage and […]

Automatic number plate recognition or ANPR was first developed in 1976 in the UK. By 1979, there were several prototypes in use. Early systems were used in several places in the UK. The first arrest stemming from ANPR took place in 1981. The technology continued developing but was not widely used until the 1990s. Data […]

When you hire contractors, electricians or other home repair specialists, you may shop around on price and go with the least expensive one. But if a contractor comes in with a bid that is much lower than the competition, it could mean they are cutting corners – and one of the top ways for them […]

In the course of doing business, you may sometimes find yourself entering into contracts requiring that your business be named as an additional insured on another party’s insurance policies. This is often done to make sure that your own insurance is not depleted by defense and indemnification costs for losses for which you may be […]

If you’re like most collectors, you’ve put time, money and effort into your endeavor, be that stamps, baseball cards, jewelry, fine art, wine or other collectibles. Your collection is probably valuable to you financially, and some pieces may also hold a sentimental value. However, if the collection is destroyed or damaged, there is a strong […]

Some businesses have very stable property insurance needs as the value of their non-building assets, equipment and inventory doesn’t vary much during the year. Other types of business experience wide variations in the value of their property. Florists tend to carry more stock around Valentine’s Day and Mothers’ Day than they do on most days […]

You may have auto insurance and home or renter’s insurance in place to make sure you are covered in case of an accident. But, depending on the circumstances of a claim, you may have coverage gaps in your insurance, and policyholders that do put themselves, their family and their possessions at risk. You should review […]

A new report by Willis Towers Watson predicts that most commercial insurance lines will see increases in 2020 as the market continues to harden almost across the board, with the only exception being workers’ compensation. Overall, 19 commercial lines are expected to see price increases according to the report, with property, umbrella, and public company […]

Finding a reliable auto repair shop is important for all drivers. A good mechanic can prevent serious accidents by detecting problems early and can also help a vehicle owner save money. Although most auto shops are honest, some dishonest ones cast a negative shadow on mechanics everywhere. It is important to know how they target […]

One of the most unpleasant accidents for a motorist is hitting a deer or other wild animal or livestock. The times of year that motorists in areas with deer, moose or elk are most likely to collide with one of the creatures are October and November, during mating season, as well as spring after the […]