Articles

Albany Workers Compensation – Car Crashes a Leading Cause of High-severity Claims Traffic accidents continue to be one of the leading causes of high-severity workers’ comp claims, according to research. The National Council on Compensation Insurance found in a study that the cost of workers’ comp claims for accidents involving motor vehicles was 250% more […]

Determining Who Is at Fault in an Auto Accident Determining who is legally responsible in an auto accident requires identifying who the negligent party is. In most cases, common sense can be used to determine fault, but often drivers do not know exactly which laws were broken by the at-fault party. This makes it more […]

In today’s business environment, the theft or loss of even a single laptop computer cell phone or tablet can be devastating – unless you take some common sense measures to mitigate the damage ahead of time. It’s not just the cost of the lost device itself. If there is confidential, proprietary or personally identifiable information […]

Albany and Capital Region NY Business Growth Can Lead to Increased Risk As the economy continues expanding, companies need to be careful about properly managing their risk, according to a report by Advisen Inc., an insurance research and data firm. Increased activity typically means proportionally additional losses. For example, more trucks driving more miles will […]

Protect Your Home and Belongings With a Smart Doorbell A man walks up to a home’s front door and places a cardboard box in front of it. He taps a few keys on his mobile device and leaves. The woman who owns the house watches the whole thing. She brings the package inside quickly. Two […]

Dealing with Violent Customers Who Refuse to Wear Masks As many states and municipalities have issued mandatory mask orders for businesses that are open to the public, operators like retailers and restaurants have been thrust into the front lines of reducing the spread of the virus by requiring customers to wear masks when on their […]

$12.5 Million Awarded to Seriously Injured Worker due to Employer Neglience Workplace safety isn’t optional. It’s the law. Failure to take steps to ensure a safe workplace for all employees can have immense consequences not just for the workers themselves, but also for the business as an ongoing concern. Failure to enforce workplace safety standards […]

10 Questions for Assessing Insurance Needs and Changes When life circumstances change, insurance needs change with them. This is why agents across the country encourage Americans to review their insurance policies every year to update coverage for such changes. These are 10 important questions to consider when updating coverage. Did marital status change? When a […]

Seven Tips for Prepping Your Home for Autumn As the temperature starts dropping and harsher weather looms in the coming months, now is the time to get your home ready. Taking steps now to protect your home and belongings can help you enter the new season worry-free, and you might save money in the process. […]

Annual Insurance Review is Crucial to Your Growing Business One of the biggest mistakes owners of growing businesses make is not keeping up their insurance coverage to account for the expanding assets and potential liabilities. Let’s say you started your business 10 years ago with just a small space and computer desk. Today, you have […]