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As a responsible business owner you no doubt make sure that you are properly insured for any liabilities resulting from damage to other parties. Imagine some of the following scenarios: What if a visitor trips and falls at your business, breaking a leg and are unable to work for a few months while they recover? […]

One of the main reasons that NY car insurance rates are going up is the increase in distracted driving, which has led to a significant jump in vehicular deaths and accidents in the last five years. Despite most states in the country now having laws barring the use of your phone for talking or other […]

Various fad diets come and go and the latest trend is the ketogenic diet – also known as just “keto.” People who go on keto diets tend to drop weight pretty rapidly and the regimen has been linked to lower blood-sugar levels thanks to the absence of carbs – which are essentially sugars. The main […]

More than 10,000 people die every year in car accidents that involve at least one driver who is under the influence of alcohol or narcotics. And while the number of accidents involving alcohol is in the tens of thousands, about 1.5 million people are arrested annually for driving under the influence, according to the National […]

If you have a teen driver, you already know you are paying more for their insurance than your own due to their inexperience and the greater likelihood that they will be involved in a traffic accident. You definitely don’t have the cheapest auto insurance in NY with a teen driver on our policy. Their inexperience […]

One misconception about homeowner’s liability insurance coverage is that it only covers incidents in the home. In fact, the coverage under the comprehensive personal liability portion of your homeowner’s policy is not limited by location. It is, however, limited by the liability caps on your policy. We can show you where that is stated. Here […]

It’s normal for our mood and energy levels to fluctuate every now and then. However, it can affect our daily routine, including how we normally function in our everyday lives. This is especially true now, as the COVID-19 pandemic will have long-term effects on our collective mental health. While we can’t always control what triggers […]

If you are like most people, it’s always in the back of your mind when you decline the car insurance when renting a vehicle while away on vacation or business. If you’ve ever opted for full supplemental coverage, you’ve likely noticed that the cost of your rental skyrockets by more than 50% in many cases. […]

Burglary, robbery and vandalism can be particularly devastating to small businesses in terms of money, customers and employee safety. You can see thousands of dollars of merchandise or equipment damaged or stolen, and your employees and customers can be in mortal danger if your facility is robbed. These types of risks to your business are […]

There are huge advantages to combining your auto and home insurance with a single company. The biggest and most direct benefit is getting a multiple-policy discount in your quest for the cheapest car and home insurance in NY. However, it goes beyond that, and the advantages can work in your favor. Let’s look at the […]