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More Employers Ask Workers to Sign COVID-19 Waivers, but They May Not Be Legal As lawsuits against employers continue rising amid the coronavirus pandemic, some businesses are requiring workers to sign waivers absolving them of liability and responsibility should they contract the virus. Eight percent of executives surveyed by law firm Blank Rome said they […]

Number of COVID-19 Workers’ Comp Claims Continues Rising While the pandemic rages on, the number of workers in the U.S. who are filing COVID-19 workers’ compensation claims is increasing and are accounting for a growing portion of overall claims. While there is only data currently available from two states – California and Florida – the […]

Unfortunately, there are more than 5 million dog bites reported each year, according to the Centers for Disease Control. Of that amount, almost 900,000 require medical care, and about 50% of those cases involve children. While insurers will cover most dogs, some will not insure a long list of specific breeds. Dobermans and pit bulls […]

Check Insurance Rates before You Buy a Car At some point you’re going to be in the market for your next car, be it used or new. If you’ve narrowed your search down to the type of vehicle you’d like to own, you should check insurance rates before you buy. Often we will get calls […]

These days, many families are assisting their adult children financially far longer than parents of earlier generations. And that kind of support for college, and sometimes basic survival, can create insurance coverage gaps for the adult child that can be a major risk to their parents’ financial wellbeing. If you have an adult child who […]

As we make these various trips with our kids in the car, you and they may leave things in the car that don’t always do well in the heat. And when the sun’s beating down, your car turns into an oven, which can also take a toll on your personal belongings. Below are 10 things […]

Bodily Injury Liability coverage is required on your auto insurance policy in New York State, but what is it, and how much should I have? If you are deemed responsible for a car accident that causes an injury or injuries, bodily injury liability coverage is the part of auto insurance policy that pays for the […]

We have many clients that come to us asking for commercial general liability coverage because they are required to have it. Yet, many business owners don’t know what the CGL insurance policy really covers. There are 3 major components to a CGL policy. Coverage A, Coverage B, and Coverage C. Coverage A: Bodily Injury and […]

As the rate and severity of automobile accidents has increased over the past several years, so have the auto insurance premiums. Let’s face it, car insurance can make up a good chunk of a person’s monthly expenditures. If you’re looking for ways to save on your auto insurance, taking the NYS Defensive Driving Course could […]

Welcome! The Albany Insurance Hub was founded to help people in the Capital Region NY to find helpful insurance guidance and insurance coverage for a great price. Whether it be for auto, home, business, life, or bonds, we felt it important to provide a one-stop source for insurance needs. People normally have two primary goals […]