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As a landlord or property owner, you know that insurance is a crucial aspect of protecting your investment. However, when it comes to insuring your apartment building, there are many misconceptions that can lead to costly mistakes. In this article, we’ll debunk some of the most common misconceptions about apartment building insurance and provide you […]

If you live in New York State, you may have noticed a significant increase in your car insurance rates over the past year. According to recent data, car insurance rates in the State have increased by over 20 percent in the past year alone. Why Are Car Insurance Rates Increasing in New York State? Rising […]

Homeowners face a lot of responsibilities. From maintaining your property to paying your mortgage, there are many things to consider. One important aspect of homeownership that often gets overlooked is liability insurance. Homeowners liability insurance is a type of insurance that protects you in the event of a lawsuit or claim against you for bodily […]

Renting a car can be a convenient and cost-effective way to travel, but it can also come with added expenses, such as rental car insurance. As a New York State (NYS) insured driver, you may be wondering if you need to purchase this additional coverage. In this article, we will discuss the importance of rental […]

In today’s digital age, it seems like everything can be done online – from ordering groceries to booking a vacation. And now, even insurance can be purchased with just a few clicks. While the convenience of buying insurance online may seem appealing, there are some downsides to this method. In this article, we will explore […]

Car accidents can be a traumatic and overwhelming experience. In addition to dealing with the physical and emotional aftermath, there are also important steps that need to be taken to ensure your safety and protect your legal rights. In this article, we will discuss the necessary steps to take after a car accident and how […]

Purchasing a new car is an exciting experience, but it can also be a significant financial investment. In the event of an accident or theft, your car’s value can depreciate quickly, leaving you with a gap between what you owe on your loan and what your car insurance will cover. This can present a major […]

Auto insurance is a necessary expense for most drivers, but in recent years, many have noticed a significant increase in their premiums. This has left many drivers wondering, why has auto insurance gone up so much? In this article, we’ll explore the factors contributing to rising auto insurance rates and what you can do to […]

Hitting a deer while driving can be a scary and unexpected experience. Not only can it cause damage to your car, but it can also put you and your passengers in danger. If you have car insurance, you may be wondering if your policy will cover the damages. In this article, we will discuss the […]

When it comes to purchasing insurance, one of the most important decisions you will make is choosing the right insurance agent. But with so many options available, how do you know which type of agent is best for you? In this article, we will explore the differences between independent and captive insurance agents and help […]