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Every employer, no matter how small, faces the specter of being sued by a past, present or prospective employee at some time. In fact, such employment practices claims are widespread – so much so that most businesses are much more likely to have an employment practices liability claim than a general liability or property loss […]

Most of the time, if you’ve been in a collision, the other party stays put so that you can exchange insurance information and wait for police or emergency services if there is a dispute or injury. But on occasion, the other driver flees the scene, leaving you likely frazzled and scrambling. If you carry uninsured […]

When stores lease real estate spaces or construction firms win jobs, the party on the other end usually has a very specific set of requirements. One of the main requirements is that the tenant, contractor or borrower show proof that he or she has adequate insurance. Copies of insurance documents may be sufficient. But, not […]

Safety experts are raising concerns about the latest evolving distraction in cars: the interactive dashboard. You already know that fiddling with your smartphone while driving is illegal, highly dangerous and can lead to a serious accident or death. These evolving displays, however, can be just as distracting, leading to the same dangers. The interactive screens […]

Buckle up. The life you save may be your own. Thanks to mandatory seat belt laws in the vast majority of jurisdictions, drivers and passengers are more likely to wear seatbelts now than they ever have been. In 2000, drivers used seat belts about 79% of the time. Today, that number is over 90%. Every […]

Be prepared for rising premiums on your NY auto insurance policy as the number of claims from accidents caused by distracted driving booms. Most major insurers are raising their auto insurance rates due to a sudden escalation in the cost of claims. That’s been driven largely by a surge in crashes that has been blamed […]

Most companies have at least some staff in front of a computer all day, while some have legions of employees sitting at computer workstations. While the job is low-impact and the likelihood of severe injuries is slim, sitting in front of a computer all day long can have detrimental effects, particularly if the employee has […]

Looking to save money on your insurance premiums every month? You should consider taking advantage of multi-line discounts. Many insurance carriers offer significant discounts for customers who place multiple types of insurance with the same company. In some instances, annual savings may amount to more than $300, according to a new survey by Quadrant Information […]

People often think of professional liability insurance as something only doctors and lawyers need. The truth is that anyone in any profession can be sued for making bad decisions. Standard business general liability insurance policies do not cover liability for professional mistakes. They will not cover errors that cost someone else money without causing bodily […]

Many of us have stuff we’ve collected and consider treasures, from old train sets and coins to rare photos and books. Sometimes these collections can be quite valuable and it would be a tremendous loss if they were stolen or damaged in a fire. Unfortunately it’s most likely your homeowner’s insurance would only cover these […]