Because we are an independent agency, it gives us the capability of offering you the greatest options from our hand-picked and highly targeted A-Rated insurers, giving you a distinct advantage regarding price and protection.

Our pre-quote process, and advanced quoting systems allow us to “Manually Quote” the top carriers for your specific qualifying factors which ensures all discounts are applied and all required endorsements are added, something that is often missed with the use of automated multi-company rating tools used by many NY insurance companies.

These automated rating tools are used by agents as a time saving measure but are not perfect and can cause a necessary coverage to be missed or a higher premium than should be paid. We have chosen to avoid rating systems for these reasons.

Yes, it takes longer to do things manually but gives greater assurance to our customers.

You are worth it!