Your Privacy Matters to Us.

WHAT WE COLLECT

Information We Collect

We may ask you to provide personal information when you request information, communicate with us through this website, apply for coverage, or purchase an insurance policy through NY Insurance Hub.

When you apply for or purchase an insurance policy, information we collect may include your name, home address, mailing address, telephone number, email address, Social Security number, and other information necessary to obtain insurance coverage. Information required to establish or service a policy may be provided to the applicable insurance company.
We may also collect information from the following sources:

WHERE IT COMES FROM

Information Sources

You, through applications, forms, communications, or other information you provide to us.

Your transactions with us, including premium payments and claims-related activity.
Third parties, including doctors, employers, other insurers, credit reporting agencies, insurance reporting agencies, government agencies, and medical information providers, as permitted by law.
Other sources relevant to an insurance application, policy, renewal, claim, or account service, which may include medical records, employment history, credit information, and claim history.

HOW WE HANDLE IT

How We Use and Maintain Information

We maintain customer information as necessary to provide policyholder and account service. NY Insurance Hub employees are expected to maintain the confidentiality and privacy of customer information and to follow the agency’s confidentiality and nondisclosure requirements.

When you purchase an insurance policy through NY Insurance Hub, premiums may be paid by credit card or personal check. We do not maintain a record of your credit card information. If payment is made by personal check, a copy of the check may be retained in your file.

When you contact us by email or through this website, you may provide personally identifiable information, including your email address.

WHEN INFORMATION IS SHARED

Information Disclosure

We do not sell nonpublic personal information. We do not disclose nonpublic personal information to affiliates or non-affiliated third parties except as required or permitted by law.

As permitted by law, we may share nonpublic information with companies that perform administrative or marketing services on our behalf. Our agreements with such companies restrict the use of nonpublic personal information to the purpose for which the company was engaged.

While NY Insurance Hub makes reasonable efforts to protect information associated with this website, no method of transmission or storage can be guaranteed to be completely secure. Unauthorized third parties may attempt to access information unlawfully.

CONTACTING US SAFELY

Privacy and Website Communications

To help protect your privacy, please do not send confidential personal information through unprotected email. Contact our office at 518-783-0105 to discuss confidential information, specific coverage details, or your insurance needs.

IMPORTANT INFORMATION

Website and Coverage Disclaimer

Statements on this website regarding insurance policies, coverages, and related topics are provided for general informational purposes only. Coverage varies by policy, carrier, circumstances, exclusions, conditions, and other factors. Clients should consult with a licensed insurance agent regarding how coverage may apply to their individual situation.

Information provided on this website does not constitute legal, tax, financial planning, or other professional advice. Questions in those areas should be directed to an appropriately qualified professional.

YOUR RIGHTS

Notice of Insurance Information Practices

Personal information about you, including information from a credit report and loss history, may be collected from persons other than you in connection with an application for insurance and subsequent policy renewals. You may have the right to review personal information maintained in our files and request correction of inaccuracies.

Personal and privileged information collected by us or our agents may, in certain circumstances and as permitted by law, be disclosed to third parties to assist in servicing your account. For additional information regarding your rights and our information and disclosure practices, please contact your agent or broker.

FRAUD PREVENTION

Insurance Fraud Notice

Any person who knowingly and with intent to defraud an insurance company or another person files an application for insurance or statement of claim containing materially false information, or conceals for the purpose of misleading information concerning a material fact, commits a fraudulent insurance act. Such conduct is a crime and may subject the person to criminal and civil penalties as provided by applicable law.

WEBSITE TECHNOLOGY

Cookies

A cookie is a small piece of data stored on a visitor’s device while visiting a website. NY Insurance Hub may use short-lived cookies during a website session to distinguish one visitor session from another and to support website functionality.

Cookie technology may be used to carry information forward during an online process so that information does not need to be entered repeatedly. No personally identifiable information is intended to be stored in the session cookie. Session cookies may expire when you close your browser or after a period of inactivity.

Depending on the technologies currently used on the website, additional cookies or similar technologies may be used for functionality, analytics, security, or other purposes. The website’s actual cookie practices should be reviewed periodically to ensure this section remains accurate.

OUTSIDE WEBSITES

Third-Party Links

This website may contain links to third-party websites that are not controlled by NY Insurance Hub. These links are provided for convenience. NY Insurance Hub is not responsible for the content, privacy policies, or privacy practices of third-party websites.

This Privacy Policy applies to information collected by NY Insurance Hub. If you leave our website through a third-party link, we encourage you to review the privacy policy of that website.

POLICY UPDATES

Changes to This Privacy Policy

We reserve the right to update or change this Privacy Policy. Any revised Privacy Policy will be posted on this website. We recommend reviewing this page periodically for updates.