OTHER PERSONAL INSURANCE
Life’s Extras Deserve Great Coverage.
From the things you live to the places you call home, we offer insurance for what makes your life unique.
Don’t see what you’re looking for? That doesn’t mean we can’t help.
WE OFFER A RANGE OF PERSONAL COVERAGES – AND MORE.
MORE WAYS TO PROTECT WHAT MATTERS
Personal Coverage Beyond Home and Auto.
Your insurance needs can be as individual as your life. We can help with a wide range of personal coverage needs, including:
HOMES BEYOND YOUR PRIMARY RESIDENCE
Vacation Homes • Seasonal Homes • Secondary Residences • Condos • Mobile & Manufactured Homes • Vacant Homes
VALUABLES & COLLECTIBLES
Jewelry • Fine Art • Antiques • Collectibles • Musical Instruments • Other High-Value Personal Property
CLASSIC & SPECIALTY VEHICLES
Classic Cars • Collector Vehicles • Specialty Vehicles • Other Unique Auto Exposures
RECREATIONAL VEHICLES & SEASONAL FUN
Golf Carts • Snowmobiles • Trailers • Other Recreational Vehicles & Equipment
PETS & ANIMAL-RELATED COVERAGE
Pet Insurance • Exotic Animal Insurance • Other Animal-Related Coverage Needs
SPECIAL EVENTS & MODERN LIFESTYLE NEEDS
Special Event Coverage • Travel-Related Coverage • Other Lifestyle-Specific Insurance Needs
UNIQUE PERSONAL INSURANCE NEEDS
If it matters to you and you’re not sure how it should be insured, reach out. We can help determine what coverage may be available.
OTHER PERSONAL INSURANCE, MADE CLEAR
Coverage for the Things That Make Your Life Unique.
Not every insurance need fits neatly into a standard home or auto policy. Whether you are protecting a specialty property, a valuable item, a recreational vehicle, or even a pet, our team can help you explore coverage options that fit your situation.
COVERAGE DETAILS MATTER
The Right Coverage Starts With the Right Questions.
What Are You Protecting?
The type, value, age, location, and use of the property or item can all affect the coverage options available.
How Is It Used?
A seasonal home, classic car, snowmobile, or specialty item may have different coverage needs depending on how often it is used and where it is kept.
Does It Need Separate Coverage?
Some items may have limited protection under another policy, while others may need their own policy or additional coverage.
Is the Need Unusual?
You do not need to know the exact policy name before you call us. Tell us what you need to protect, and our team can help you explore the next step.
UNIQUE INSURANCE NEEDS
If You Don’t See It Listed, Reach Out.
Insurance needs do not always fit into a standard category. If you own something unusual, have a specialty property, need coverage for an animal, or simply are not sure where your situation fits, reach out to NY Insurance Hub.
As an independent agency, we can help explore available options through our carrier relationships and specialty markets. Coverage availability, eligibility, limits, and policy terms vary, but the first step is simply telling us what you need.
DON’T ASSUME IT’S ALREADY COVERED
Standard Policies Can Have Limits.
High-Value Items
Jewelry, musical instruments, cameras, art, antiques, collectibles, electronics, sports equipment, and other high-value property may have coverage limits or special requirements under a standard homeowners or renters policy.
Specialty or Seasonal Property
Second homes, seasonal homes, mobile homes, and other properties can have different insurance needs than a primary residence.
Recreational Vehicles and Specialty Autos
Snowmobiles, classic cars, collector vehicles, and similar property may need coverage designed around how they are stored and used.
Animals and Pets
Pet insurance and specialty animal-related coverage are separate from the protection typically provided by a standard home or auto policy.
A SMARTER PERSONAL INSURANCE REVIEW
Start With What Matters to You.
You do not have to sort through every policy type on your own. Tell us what you own, what you want to protect, and how you use it. We can help identify questions to ask and explore coverage options that may fit.
WHAT YOU NEED TO INSURE
The home, vehicle, valuable item, recreational property, animal, or other personal risk you want to protect.
ITS APPROXIMATE VALUE
The value of what you are insuring can affect the type and amount of coverage worth considering.
WHERE IT IS KEPT OR LOCATED
Location, storage, occupancy, and where an item or property spends most of its time can all matter.
HOW OFTEN IT IS USED
Everyday use, occasional use, or limited use can change the insurance conversation.
WHETHER IT IS SEASONAL OR YEAR-ROUND
Seasonal homes, recreational vehicles, and other property may have different needs depending on when and how they are used.
ANYTHING UNIQUE ABOUT IT
Special features, modifications, unusual circumstances, or other details can help determine what coverage options may fit.
The NY Insurance Hub Difference
Real People. Real Guidance. More Ways to Help.
When your insurance need is a little different, having someone to call matters. Our team takes the time to understand what you are trying to protect and helps you explore available options without making the process more complicated than it needs to be.
MORE THAN ONE CARRIER
We can explore available options through the carriers and markets we work with, subject to underwriting and eligibility.
A CONVERSATION BUILT AROUND YOUR BUSINESS
We start with what you do, how you operate, what you own, who works for you, and where your exposures may be.
HELP IDENTIFYING THE COVERAGE
If you are unsure whether you need general liability, property, commercial auto, workers’ compensation, cyber, professional liability, EPLI, bonds, or something more specialized, we can help you work through those questions.
PEOPLE YOU CAN COME BACK TO
Businesses change. New locations, vehicles, employees, services, equipment, contracts, and questions happen. Our team is here when they do.
HOW IT WORKS
Simple Steps. Personal Guidance.
1. TELL US WHAT YOU NEED
2. WE ASK THE RIGHT QUESTIONS
3. WE EXPLORE AVAILABLE OPTIONS
4. YOU CHOOSE WHAT FITS
FREQUENTLY ASKED QUESTIONS
Questions About Specialty Personal Insurance?
Here are a few common questions. If your situation is not listed, reach out to our team.
What if I don’t see the type of insurance I need listed?
Can you help insure jewelry, musical instruments, art, cameras, or other collectibles?
What other specialty personal property can you help with?
Can you help with a seasonal or vacation home?
Do you offer coverage for mobile or manufactured homes?
Can you help with classic or collector cars?
What about snowmobile insurance?
Can you help with pet insurance?
What if I need insurance for an exotic animal?
Some of my needs are unusual—like a special event, home-sharing, or another unique situation. Should I still call?
Can NY Insurance Hub review coverage I already have?
STILL HAVE QUESTIONS?
We’re Here to Help.
If your insurance need is unique, unusual, or simply not listed here, start with a conversation. Our team can help you figure out where to go next.
READY WHEN YOU ARE
Let’s Find Coverage for What Matters to You.
From everyday protection to life’s extras, NY Insurance Hub is here to help you explore coverage that fits your needs.