Articles

A car insurance policy is not a tangible item that has beauty or holds intrinsic value. In fact, a lot of people often view it as a commodity where an auto policy at Insurer ABC is the Identical to Insurer X, Y, or Z. Unfortunately, this is not the case as it pertains to car […]

No, this is not a Dad Joke!  As principal agent for our Albany NY insurance agency, I often relate things to insurance that most people would not think to, thank God. Since I was a teenager, I’ve always worn a gold chain with cross and over the years it’s become like a security blanket for […]

Just a few days ago, the Northeast was slammed with a freezing ice, sleet, and snow storm that hit it’s stride during a workday morning and lasting throughout the day. Most schools were closed and people were advised to not drive unless absolutely necessary. It is very hard for the snow plow crews to keep […]

You know, it takes a lot to maintain a successful insurance agency and at the top of our gratefulness list are our clients. Without the long lasting relationships and support received from our customers, we would cease to exist. We’d like to think that we also give to our clients by providing the best possible […]

When it comes to your car insurance coverage in Clifton Park NY or anywhere in the Capital Region for that matter, it’s certainly preferrable to know you’re properly covered before an accident occurs, not after. Many people have a sense of security about the coverage and protection their current policy affords, simple because they took […]

Car insurance prices continue to rise in Albany NY as well as the rest of the state in 2021. The major contributing factors to bloating premiums are attributed to a continued increase in the rate and severity of accidents, costlier bodily injury liability claims, fraud, increased medical costs, rising costs to repair vehicles, and natural […]

A home remodeling project is something most homeowners will tackle at some point. Regardless of the magnitude of the upgrade, you can minimize your risk of financial loss by making sure the right insurance is in place before and after the work takes place. It’s easy to hope nothing is going to happen, but an […]

A recent study found that millennials are renting in larger numbers than ever before, but that they are not getting renter’s coverage even though it’s inexpensive through just about any NY insurance agency and can provide protection for their belongings. Researchers also found that most (75%) of the people surveyed did not know they could […]

Social media has grown by leaps and bounds over the past decade. What many people don’t understand are the unique risks that come along with social networking. Your NY homeowners insurance policy may not provide the protection you need to protect against a “personal injury” lawsuit stemming from online activities. Anyone using Facebook, Instagram, Twitter, […]

Do you have expensive art in your home: Paintings, sculptures, glass works, textiles, ornamental jewelry and other items? But while you may have art, is it “fine art” – a one-of-a-kind work that may have some historic or artistic significance that required a specific fine skill to create, and is rare and unique. Fine art […]