Blog

Many people in New York State, actually, across the entire US view auto, home, and business insurance as a commodity. But, insurance is anything but, it’s not like a pound of sugar that is the same thing at any store only with a different price tag. An insurance policy is not something that is tangible, […]

You might be thinking that customer service for your auto, home or business insurance doesn’t cost anything, it’s include with the policy or policies you have purchased. Technically, you’re correct in that there’s no monetary cost from the insurer to process, maintain or provide customer service to the insured. But, If you’ve ever had a […]

Owning and operating a business takes a huge commitment of time, energy and financial investment. Problems and issues arise on a daily basis, but your NY retail store insurance should not be one of them. It’s of major importance that store owners, along with their insurance agent, address proper insurance coverage for all facets of […]

Renters insurance is a low cost way to protect your belongings from loss due to a number of potential perils such as fire, theft, water damage as well as others. You might be surprised to learn that less than 50 percent of renters actually take out this coverage. Why Many Renters Pass On Coverage Why […]

As a business owner, it’s important to have the right insurance in place to protect your company. Shopping for business owner insurance can be a daunting task, but it doesn’t have to be. Every business is unique, so it’s important to understand what coverage you need to protect your business. Here are a few things […]

How much does car insurance cost for young drivers? This is a question that many parents and young people alike are looking to answer. The fact of the matter is, car insurance can be expensive for young drivers. This is especially true if you are considered a high-risk driver. However, there are ways to save […]

A major objective for any successful restaurant owner is to offer flavorful dishes made up of quality ingredients. Most are not experts in business insurance, but would do well to follow the same objective regarding the ingredients included on their NY restaurant insurance coverage. There are three vital restaurant Business Owner Policy ingredients necessary to […]

The Extended Replacement Cost Endorsement on a home insurance policy gives the homeowner an added “cushion” of protection if your home becomes a total loss due to a covered peril, such as a fire. In the event of a total loss, your insurance company will pay to have your home rebuilt up to the limit […]

You’d be surprised at how many times we get asked how much our auto insurance costs at our NY insurance agency. Although it actually makes sense as many people view car insurance as a commodity. A commodity in the sense that car policies are the same at every NY insurance company, only the price is […]

You have most likely experienced the multitude of ads coming from the big national insurance companies. It’s been an effective branding strategy for these companies and tends to build a trust factor and one that infers if you do business with them, you’ll get the best insurance options for you. In fact, many of these […]