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Car insurance prices continue to rise in Albany NY as well as the rest of the state in 2021. The major contributing factors to bloating premiums are attributed to a continued increase in the rate and severity of accidents, costlier bodily injury liability claims, fraud, increased medical costs, rising costs to repair vehicles, and natural […]

A home remodeling project is something most homeowners will tackle at some point. Regardless of the magnitude of the upgrade, you can minimize your risk of financial loss by making sure the right insurance is in place before and after the work takes place. It’s easy to hope nothing is going to happen, but an […]

A recent study found that millennials are renting in larger numbers than ever before, but that they are not getting renter’s coverage even though it’s inexpensive through just about any NY insurance agency and can provide protection for their belongings. Researchers also found that most (75%) of the people surveyed did not know they could […]

Social media has grown by leaps and bounds over the past decade. What many people don’t understand are the unique risks that come along with social networking. Your NY homeowners insurance policy may not provide the protection you need to protect against a “personal injury” lawsuit stemming from online activities. Anyone using Facebook, Instagram, Twitter, […]

Do you have expensive art in your home: Paintings, sculptures, glass works, textiles, ornamental jewelry and other items? But while you may have art, is it “fine art” – a one-of-a-kind work that may have some historic or artistic significance that required a specific fine skill to create, and is rare and unique. Fine art […]

While companies scramble to protect themselves against cyber criminals and malicious attacks on their servers, there is a growing amount of business compromise crime that uses both technology and a human touch to extract funds from businesses. Businesses have lost millions of dollars to social engineering scams, where attackers impersonate a company president or executive […]

If your NY insurance agency sees you as a high-risk, it might cancel or non-renew your policy. Because insurers take cancellation seriously, they won’t eliminate coverage for a traffic ticket or two. What’s more, state regulators ban cancellations under many circumstances. However, a company can non-renew your insurance at the end of each policy period […]